Whether you’re a first‑time buyer, an OFW looking for a secure investment, or a young professional tired of renting, understanding the full cost of a condo is the first step toward ownership. This guide lays out the latest prices, equity terms, and financing options for Plumera Residences Mactan, so you can see exactly what fits your budget.
At a Glance: RFO vs Pre‑Selling Prices
The table below compares the current pricing for Ready‑for‑Occupancy (RFO) and pre‑selling units. RFO units are completed and ready for you to move in immediately, while pre‑selling units are still under construction but offer a lower entry price.
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Feature: Studio (24 sqm) and 1‑Bedroom (36 sqm)
RFO – Total Contract Price:
Studio (24 sqm): ₱3,568,000
1‑Bedroom (36 sqm): ₱5,467,000
Pre‑Selling – Total Contract Price:
Studio (24 sqm): from ₱2,980,000 – ₱3,500,000
1‑Bedroom (36 sqm): from ₱4,400,000 – ₱5,200,000
RFO Equity Requirement:
Studio (24 sqm): ₱178,400
1‑Bedroom (36 sqm): ₱100,000
RFO Equity Payment Term:
Studio (24 sqm): ₱7,433/month for 24 months
1‑Bedroom (36 sqm): ₱25,000/month for 4 months
Pre‑Selling Equity Payment (Sample):
Studio (24 sqm): ~₱6,427/month for 30 months (from ₱3,118,800 TCP)
1‑Bedroom (36 sqm): ₱14,560/month for 30 months (from ₱5,097,658 TCP)
Monthly Condo Dues:
Studio (24 sqm): ₱1,680
1‑Bedroom (36 sqm): ₱2,520
All prices are subject to change without prior notice. Please verify with the developer or a licensed agent before making a reservation.
RFO (Ready‑for‑Occupancy) Units – Complete Breakdown
RFO units are your “move‑in now” option. They are fully constructed and waiting for you in Towers A, B, C, F, G, and H.
Studio Unit (24 sqm)
- Total Contract Price: ₱3,568,000
- Equity (Downpayment): ₱178,400 – payable as ₱7,433/month for 24 months
- Loanable Amount (after equity): ₱3,364,600
- Estimated Monthly Amortization (Bank Financing):
- 20‑year term: ₱24,105/month
- 15‑year term: ₱28,392/month
1‑Bedroom Unit (36 sqm)
- Total Contract Price: ₱5,467,000
- Equity (Downpayment): ₱100,000 – payable as ₱25,000/month for 4 months
- Loanable Amount (after equity): ₱5,342,000
- Estimated Monthly Amortization (Bank Financing):
- 20‑year term: ₱38,272/month
- 15‑year term: ₱45,079/month
Pre‑Selling Units – Complete Breakdown
Pre‑selling units offer lower entry prices and extended equity terms, but you will need to wait for construction to be completed (e.g., Building Q targeted for December 2027). Sample pricing shown below.
Studio Unit (24 sqm)
- Sample Total Contract Price: ₱3,118,800
- Equity (Downpayment): ~₱6,427/month for 30 months
- Loanable Amount (after equity): ₱2,806,000
- Estimated Monthly Amortization (Bank Financing):
- 5‑year term: ₱56,896/month
- 10‑year term: ₱34,045/month
- 15‑year term: ₱26,816/month
1‑Bedroom Unit (36 sqm)
- Sample Total Contract Price: ₱5,097,658
- Equity (Downpayment): ₱14,560/month for 30 months
- Loanable Amount (after equity): ₱4,558,000
- Estimated Monthly Amortization (Bank Financing):
- 5‑year term: ₱92,420/month
- 10‑year term: ₱55,301/month
- 15‑year term: ₱43,559/month
Sample Pag‑IBIG Financing (Pre‑Selling Studio)
- Loanable Amount: ₱3,032,000
- Estimated Monthly Amortization (Pag‑IBIG):
- 20‑year term: ₱21,722/month
- 25‑year term: ₱19,535/month
- 30‑year term: ₱18,178/month
Payment Process in 3 Steps
- Reservation Fee – ₱25,000 (deductible from the equity). Promo rates may apply (e.g., ₱15,000). This secures your chosen unit and takes it off the market.
- Equity (Downpayment) – Paid over an agreed term (e.g., 4, 24, or 30 months). No interest is charged during the equity period.
- Balance Financing – Once the equity is fully paid, the remaining balance is settled through a bank loan, Pag‑IBIG loan, or in‑house financing. Your monthly amortization begins at this stage.
Monthly Dues & Other Recurring Costs
Cost Item: Monthly Condo Dues
Studio (24 sqm): ₱1,680 (₱70/sqm)
1‑Bedroom (36 sqm): ₱2,520 (₱70/sqm)
Cost Item: Real Property Tax (Annual)
Studio (24 sqm): Approx. ₱8,000 – ₱12,000
1‑Bedroom (36 sqm): Approx. ₱12,000 – ₱18,000
Cost Item: Fire & Home Insurance (Annual)
Studio (24 sqm): Approx. ₱3,000 – ₱5,000
1‑Bedroom (36 sqm): Approx. ₱4,000 – ₱7,000
Monthly dues cover security, maintenance of common areas (pool, clubhouse, gym, jogging trail), garbage collection, and the village’s 24/7 CCTV and guardhouse operations.
Important Disclaimers
- All prices and payment terms are subject to change without prior notice. Always request the latest price list from the developer or your licensed agent before signing any contract.
- Bank amortization figures are estimates only and may vary depending on the lender’s current interest rates, your credit history, and the loan term you choose.
- License to Sell numbers for Plumera Residences: 2133, 2134, and 2135. Always verify that the unit you are buying has a valid License to Sell from DHSUD.
Ready to Get Started?
Now that you have the complete price picture, you can confidently choose the unit and payment plan that fits your budget. For a deeper walkthrough of the entire buying process, check out our Step‑by‑Step Guide to Buying a Condo Unit at Plumera Residences, Mactan.
The information above is for general informational purposes only and does not constitute a formal offer. Please consult with Bachelors Realty and Brokerage or Johndorf Ventures directly for binding price quotations and current promotional offers.
Contact Us
Author
John Paul Ybañez Paquibot
Licensed Real Estate Broker | PRC No. 00014132 | DHSUD No. CVRFO-B-03/18-2672
Bachelors Realty and Brokerage, Inc. Cebu
G/F Cap Building, Brgy. Corner, Osmeña Blvd.
Arlington Pond St. Extension, Cebu City, 6000 Cebu
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